Thawline help

Getting started

Open the Debts tab and add each debt with its balance, interest rate (APR) and minimum payment. On the Plan tab set the total you can pay every month and choose snowball (smallest balance first), avalanche (highest rate first) or your own order. The Thaw tab shows your debt-free date and which debt gets the extra money.

Common questions

Is my data uploaded? No. It stays on your device. Back up your phone as usual if you want to keep it when you change phones.

Why does the plan say my budget is below the minimums? The monthly budget must cover every minimum payment. Raise it on the Plan tab.

How are dates worked out? Interest is added each month at one twelfth of the yearly rate, minimums are paid, and the rest of the budget goes to the first debt in your chosen order. Your lender's real statements may differ slightly.

How do I turn off ads? More, then Clear Skies: watch videos to earn a month without ads, or subscribe monthly. Restore purchase is on the same card. Manage or cancel a subscription in your Apple Account settings.

How do I delete everything? More, then Erase everything on this device.

Contact

Email bpupadhyaya@equalinformation.com with the subject "Thawline". Thawline is not financial advice.