Short version: the numbers you type stay on your iPhone or iPad. We run no account system and no server that receives your loan figures. The free app shows ads from Google AdMob, and you choose what ad data is used.
What stays on your device
Loan amounts, rates, terms, extra payments and the plans you pin are stored only in the app's local storage on your device. We never receive them. Deleting the app removes them.
What we collect
Equal Information Inc. (the publisher) does not collect personal information through Loanlane and does not ask you to sign in. We do not sell data.
Advertising
The free version shows banner, interstitial and rewarded-video ads served by Google AdMob. To serve and measure ads, Google and its partners may process your device advertising identifier, coarse location derived from your IP address, ad interaction data and basic device and diagnostic information.
- On first launch the app shows Apple's tracking prompt. If you tap Ask App Not to Track, the advertising identifier is not available to the app.
- Where required (for example in the European Economic Area, the United Kingdom and some US states), the app then shows Google's consent form, where you can accept, decline or manage ad choices. You can reopen it from More, then Privacy choices, when your region requires that option.
- Without consent, only non-personalised ads can be shown, or none.
Google's own explanation of how it uses data from partner apps: policies.google.com/technologies/partner-sites.
Removing ads
An optional monthly subscription removes all ads. It is bought and managed by Apple (StoreKit). We see no card or Apple ID details; Apple tells the app only whether the subscription is active. You can also earn an ad-free period by watching rewarded videos; the count of videos you have watched this month is kept on your device only.
Children
Loanlane is a general financial planning tool and is not directed to children under 13.
Not financial advice
Loanlane produces estimates from the numbers you type. It is not financial, tax or legal advice and not an offer of credit.
Your choices and rights
You can reset advertising identifier use in iOS Settings, Privacy and Security, Tracking. You can cancel a subscription in Settings, your name, Subscriptions. Because we hold no personal data about you, there is nothing for us to export or delete; for questions about Google's handling of ad data use Google's controls at myadcenter.google.com.
Changes and contact
If this policy changes, the date above changes. Questions: bpupadhyaya@equalinformation.com.