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21 topics. Plain language. No jargon.
Every guide ends with what it explains — and just as clearly, what it isn't advice about. A few are live here now; the app carries the complete library with your own numbers worked in.
C · Saving & Investing Basics
Emergency fund sizing, saving goals, investing 101, compound interest.
Read: How big should an emergency fund be? → Free · live nowC · Compound interest
Why starting early beats a larger amount later — with a live calculator.
Read the guide → Free forever · live nowF · I think I'm being scammed
Immediate triage steps, urgency/secrecy signs, where to report it.
Read the guide → Free forever · live nowU · Rent-to-own & payday loans
The true annualized cost, and why these products trap rather than just cost.
Read the guide →A · Budgeting & Cash Flow
Zero-based & 50/30/20 budgets, cash-flow calendar, spending caps, irregular income.
Full guide in the appB · Debt Management
Snowball & avalanche payoff, collector rights, the minimum-payment trap, student & medical debt.
Full guide in the appD · Taxes Explained
Filing basics, paycheck decoder, deduction glossary.
Full guide in the appE · Insurance Decoded
Types decoded, "do I need this," claim walkthroughs, jargon glossary.
Full guide in the appG · Credit & Borrowing
Credit score explainer, report disputes, responsible card use, credit freezes.
Full guide in the appH · Life-Stage Guidance
First job, combining finances, having a kid, job-loss playbook, first apartment.
Full guide in the appI · Calculators & Tools
Net worth, bill-negotiation scripts, subscription audit, real-cost/inflation.
Try the free ones →J · Literacy & Education
Daily lessons, glossary, decision trees.
Full guide in the appK · Trust & Privacy
The on-device-only data commitment, export & delete.
Read this site's own privacy stance →L · Gig & Freelance Income
Quarterly-tax set-asides, income aggregator, invoice generator, income smoothing.
Full guide in the appM · Family & Relationship Money
Roommate/IOU tracker, cohabitation checklist, divorce checklist, family meetings.
Full guide in the appN · Vulnerable Populations & Financial Safety
Coercive-control signs, elder exploitation, disability benefit limits, DV survivor checklist.
Open Safety →O · Benefits & Public Assistance
Eligibility overview, Social Security basics, disaster recovery, rent/utility assistance.
Open Safety →P · Financial Documents & Records
Document checklists, POA vs. guardianship, when-someone-dies checklist.
Full guide in the appQ · Community & Local Resources
Offline directory of food banks & tax clinics, nonprofit-vs-predatory debt settlement.
Open Safety →R · Advanced Planning
HSA/FSA, long-term care, disability insurance, FI/FIRE math, wealth transfer.
Full guide in the appS · Behavioral & Mindset
Money-anxiety check-in, values-based spending, win-streak tracker.
Full guide in the appT · Cross-Border & Relocation
Exchange-rate awareness, newcomer banking, remittance safety.
Full guide in the appU · Everyday Decision Tools
Rent-to-own & payday traps, BNPL true cost, medical-bill negotiation, rent-vs-buy.
Read the payday-loan guide →
All 21 topics, 105 features, worked with your own real numbers — on your device, never uploaded. Free forever covers 73 of them, including everything above marked "Free forever." Pro is $4.99/month for the rest.