Free forever — no exceptions, no model involved
Safety guidance is never behind a paywall
Deterministic content — the same words every time, not model-generated — covering fraud, coercive financial control, elder exploitation, benefits, and community resources. Always free, in the app and here.
I think I'm being scammed
Immediate triage: what to stop, the signs, and where to report it.
Read now →What rent-to-own & payday loans really cost
The true annualized cost, and why these products trap rather than just cost.
Read now →Coercive financial control
Signs someone else is controlling your money against your will, and a safe first step. Full guide in the app.
Elder financial exploitation
Warning signs and what to do if you suspect an older relative is being targeted. Full guide in the app.
Benefits & disaster recovery
Eligibility basics for public assistance, Social Security, and disaster relief. Full guide in the app.
Domestic-violence survivor checklist
Financial safety steps for leaving or having left an abusive relationship. Full guide in the app.
Real hotlines, checked against their own official sites
Who to call
Numbers and URLs above are official public hotlines as of this writing — verify independently if in doubt, and never trust a number given to you by an unverified caller.