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Open Wallet Features

Every feature mapped to The Human Constitution. 100% open source.

370
Screens
462
Exchange Paths
13
Chain Modules
10
Languages
68
API Endpoints
10
Articles Fulfilled
Directly supports Human Constitution Indirectly supports Human Constitution Neutral (standard wallet feature)
Human Value Recognition (Articles I, III, IV)

Features that directly implement the core mission: recognizing and rewarding human contribution.

Multi-Channel OTK Tokens

Direct — Art I, III

OTK flows through 6 distinct value channels, each representing a dimension of human contribution:

  • nOTK (Nurture) — Parenting, caregiving, emotional support
  • eOTK (Education) — Teaching, mentoring, knowledge transfer
  • hOTK (Health) — Healthcare, wellness, nutrition
  • cOTK (Community) — Neighborhood service, volunteer work
  • xOTK (Economic) — Financial transactions, trade
  • gOTK (Governance) — Civic participation, voting, leadership

Implements: Article I (Foundational Principles), Article III Section 1 (The Nature of OTK)

Living Ledger

Direct — Art IV

A lifelong on-chain record of every value transfer — received, given, minted, burned — broken down by channel. Your Living Ledger tells the story of your contributions to humanity.

  • Channel breakdown (nOTK, eOTK, hOTK, cOTK, xOTK, gOTK)
  • Contribution score calculation
  • Ring attribution tracking (Self → Family → Mentors → Community → City → Country → Humanity)
  • Gratitude transaction history

Implements: Article IV (The Living Ledger) — "Every positive human contribution is recorded permanently."

Gratitude Transactions

Direct — Art III

Thank parents, teachers, and mentors with on-chain gratitude messages. Gratitude transactions are celebrated on Open Chain — a permanent record of appreciation. Four celebration tiers: Heartfelt, Great, Epic, Legendary.

Implements: Article III Section 4 — "A grown child sending nOTK to their parent's Universal ID is a Gratitude Transaction."

Milestone Oracle Network

Direct — Art III

Verifiers attest to human development milestones. When enough independent verifiers approve (minimum 2), OTK is minted for the achiever. Verifier accuracy is tracked; bad verifiers are suspended.

  • Register as a milestone verifier
  • Approve/reject pending milestones
  • Accuracy tracking with auto-suspension below 60%
  • Regional milestone definitions (35+ milestones across 5 regions)

Implements: Article III Section 2 (Milestone-Based Minting) — "OTK is minted when verified human development milestones are achieved."

Soulbound Achievement NFTs

Direct — Art I, IV

Non-transferable milestone badges auto-minted alongside OTK. Five levels: Bronze, Silver, Gold, Platinum, Diamond. These cannot be bought, sold, or traded — they represent personal human development.

Implements: Article I Section 2 (The Right to Recognition) — "Every act of kindness, mentorship, and care deserves recognition."

Correction Mechanism (Negative OTK)

Direct — Art V

Negative value is visible, not ignored. -OTK requires community consensus (3+ independent verifiers). The accused can contest with counter-evidence. Wrong determinations can be reversed via governance.

  • Submit correction reports with evidence
  • 3+ verifiers required (higher threshold than positive milestones)
  • Right to contest and provide counter-evidence
  • Governance can reverse wrong determinations

Implements: Article V (Correction Mechanism) — "Making harm visible creates pressure for correction."

Appeal & Contest

Direct — Art V

Every person has the right to contest a correction report. Submit appeals with counter-evidence, witnesses, and detailed timelines. Appeals progress through stages: submitted → reviewed → hearing → resolved.

  • Evidence attachment (document hashes, chain records, video references)
  • Witness list with UID confirmation
  • Arbiter-mediated hearings
  • Resolution outcomes: upheld, reversed, modified

Implements: Article V Section 2 — "The right to contest is absolute."

Mediation & Conflict Resolution

Direct — Art V

Neutral third-party mediation for disputes between community members. Mediators are matched by expertise and community trust score. Resolution agreements are signed on-chain by both parties.

  • Dispute types: financial, community, identity, governance, family
  • Mediator matching with trust scores and expertise areas
  • Session notes and agreement drafting
  • On-chain resolution with dual-party signatures

Implements: Article V — Restorative justice through community-mediated resolution.

Correction Enforcement

Direct — Art V

When corrections are confirmed by community consensus, -OTK is automatically burned from the target's account. Governance can reverse wrong determinations, restoring the burned OTK. All enforcement is recorded in the Living Ledger.

Implements: Article V Section 1 — "Negative value is visible, not ignored."

Community Health Dashboard

Direct — Art V, X

Regional aggregate tracking: net OTK trends by region, channel health, alert zones for communities trending negative. This is the self-correcting feedback loop — resources and attention flow to where they're needed.

12 regions tracked: Global, South Asia, East Asia, Southeast Asia, East Africa, West Africa, Northern Europe, Southern Europe, North America, South America, Middle East, Oceania.

Implements: Article V Section 3 (Autonomous Correction) + Article X (The Vision) — "Nations measured not by GDP, but by aggregate human value."

Inter-Regional Cooperation

Direct — Art X

Track and promote partnerships between regions. Education exchanges, healthcare capacity building, cultural programs, and resource sharing. Each partnership has milestones, OTK exchanged, and beneficiary counts.

  • Partnership types: education, health, economic, cultural
  • Cultural exchanges: language learning, artisan skills, music, cuisine
  • Resource sharing: surplus food, medical supplies, educational materials
  • Propose new inter-regional cooperation initiatives

Implements: Article X — "World peace through cooperation, not competition."

Education Curriculum & Pathways

Direct — Art I (eOTK)

Visual skill tree with learning pathways across 6 categories: Technology, Science, Arts, Languages, Life Skills, Trade Skills. Each pathway contains milestones that earn eOTK when verified.

  • Pathway progress tracking (modules completed, eOTK earned)
  • Peer study groups (join or create)
  • Mentor assignment per pathway
  • Soulbound certificate on pathway completion

Implements: Article I Section 1 — Education as a dimension of human value.

Health Emergency Network (SOS)

Direct — Art I (hOTK)

Emergency SOS button broadcasts your location and ZK-encrypted medical profile to nearby UIDs. Emergency contacts, nearby health workers, first aid guides (offline-accessible), and emergency hOTK fund.

  • Medical profile (blood type, allergies, conditions) — ZK-encrypted, disclosed only in emergencies
  • Nearby community health responders with response times
  • Emergency history with outcomes
  • Regional emergency stats

Implements: Article I — Health as a fundamental value channel.

Community Projects

Direct — Art I (cOTK)

Community project management with milestones, funding, and team coordination. Categories: infrastructure, education, environment, health, culture, technology. Each project milestone earns cOTK for contributors.

  • Project lifecycle: planning → fundraising → in progress → completed
  • Team roles: lead, contributor, volunteer
  • Funding progress tracking
  • Impact metrics: beneficiaries, hours contributed, cOTK distributed

Implements: Article I — Community service as a valued contribution.

Time Bank

Direct — Art I

Time-based value exchange: 1 hour of teaching = 1 hour of gardening = 1 hour of cooking. All human time is valued equally. Offer and request services, track hours given vs. received.

  • Skill categories: tutoring, cooking, repair, gardening, tech help, and more
  • Community stats: total hours exchanged, most popular skills
  • Ratings and feedback per exchange

Implements: Article I Section 1 — "All dimensions of human contribution are recognized."

Mentor Matching

Direct — Art I (eOTK)

Smart matching algorithm connects mentors and mentees based on expertise overlap, availability, and language. Both parties earn eOTK for sessions. On-chain mentoring agreements with goals and milestones.

  • Match score (0-100%) with expertise and language overlap
  • Session logging with notes and feedback
  • Mutual ratings after each session
  • Become a mentor: register expertise, availability, languages

Implements: Article I — Mentoring recognized as a valued human contribution.

Identity & Privacy (Article II, VIII)

Privacy is not a feature — it is a fundamental human right embedded in the protocol.

Universal Identity (UID)

Direct — Art II

Privacy-preserving biometric proof: "this is a unique human being" without storing or transmitting biometric data. All processing on-device. No central identity registry exists or can exist.

  • Biometric proof generation (Face ID / fingerprint)
  • SHA-256 hash of proof stored on-chain (not biometric data)
  • Guardian support for minors
  • Self-sovereign upon reaching age of agency

Implements: Article II (Universal Identity) — "Every human being shall be entitled to a unique Universal Identity."

Selective Disclosure (Zero-Knowledge)

Direct — Art II

Prove claims without revealing identity: "I am a parent," "I am a certified teacher," "I reside in Region Y." The verifier learns only that the claim is true — nothing else.

Implements: Article II Section 2 (Selective Disclosure) — "Always voluntary. No institution may compel disclosure."

Cross-Chain Identity Linking

Direct — Art II

Link BTC, ETH, SOL, Cosmos addresses to your Universal ID with cryptographic proof. One identity across all blockchains. Reputation score (0-1000) based on activity: newcomer → active → trusted → elder → guardian.

Implements: Article II Section 1 — Universal identity that works across all chains.

Post-Quantum Cryptography

Direct — Art VIII

ML-DSA + Ed25519 hybrid signatures. If either quantum or classical computers are compromised, the other still protects. Migration path for existing keys. 13 tests passing.

Implements: Article VIII Section 3 (Security) — "Post-quantum cryptography ensures Open Chain remains secure against future threats."

Guardian Accounts

Direct — Art II

Parents and elders manage dependent accounts with spending limits, transaction approval, and emergency controls. Multi-guardian support (both parents). Graduation workflow transfers full ownership when a child comes of age.

  • Add dependents (children, elderly family members, wards)
  • Approve/reject transactions above threshold
  • Emergency account freeze
  • Graduation: transfer full control at age of agency

Implements: Article II Section 1 — "Minors receive Guardian UIDs managed by parents until age of agency."

Zero-Knowledge Proof Verification

Direct — Art VIII

Generate and verify ZK proofs for selective disclosure. Prove claims without revealing underlying data: age (>18 without birthdate), citizenship (country without passport), income bracket, education level, health status.

  • Proof gallery with active/expired status tracking
  • Generate new proofs via step-by-step wizard
  • Verify others' proofs by scanning or pasting
  • Privacy meter showing data protection level

Implements: Article VIII Section 2 — "Privacy by design. All identity claims use zero-knowledge proofs."

Data Sovereignty

Direct — Art VIII

Granular privacy controls for every data category: identity, financial, health, education, location, social, governance. Each toggleable between public/selective/private. Full access log showing who accessed your data and when.

  • 7 data categories with per-category privacy levels
  • Access log with entity names, actions, timestamps
  • Revoke access per entity
  • Export all on-chain data as JSON
  • Privacy score (0-100) based on protection level

Implements: Article VIII Section 1 — "Individuals own their data. No entity may access personal data without explicit, revocable consent."

PQC Key Management

Direct — Art VII, VIII

Post-quantum key management with migration wizard. View current key type (Ed25519, hybrid, or ML-DSA-65), PQC readiness score, and quantum threat level. Three-step migration from classical to quantum-safe hybrid signatures.

  • Key comparison: sizes, speeds, NIST levels across all algorithms
  • Migration wizard: generate → configure hybrid → verify → activate
  • Readiness score tracking (% of transactions using hybrid)

Implements: Article VII, VIII — Quantum-safe infrastructure and forward-looking security.

Governance (Article VI)

Democracy — not plutocracy, not technocracy, not oligarchy.

One-Human-One-Vote Governance

Direct — Art VI

Every Universal ID holder has exactly one vote. A person with 1 OTK and a person with 1,000,000 OTK each have one vote. Proposals, voting (yes/no/abstain), quorum tracking (>33% of registered UIDs), pass threshold (>50%).

Implements: Article VI Section 1 — "Every Universal ID holder has exactly one vote in Open Chain governance."

Constitutional Amendments

Direct — Art VI

The Human Constitution is a living document. Amendments require 90-day public deliberation + two-thirds supermajority. Article I (Foundational Principles) is immutable and cannot be amended.

Implements: Article VI Section 3 — "Amendments require a two-thirds supermajority of participating Universal ID voters."

DAOs (Decentralized Autonomous Organizations)

Indirect — Art VI

Create on-chain organizations with treasury, membership, and governance. Support both one-member-one-vote and token-weighted voting. DAOs enable community self-organization.

Community Treasury

Direct — Art VI

2% of all OTK minting goes to the community treasury. Distributed via governance proposals. Per-channel balance tracking. Funds development, grants, infrastructure, and community events.

Micro-Grants

Direct — Art VI

Apply for small grants funded by the community treasury and DAOs. Grant categories: education, health, infrastructure, environment, arts, technology, small business. Track impact after receiving funding.

  • Browse available grants with amounts, deadlines, applicant counts
  • Apply with milestones and fund usage plan
  • Post-funding milestone tracking and impact reporting

Implements: Article VI — Community-governed resource allocation.

Governance Proposal Execution

Direct — Art VI

When proposals pass, they execute automatically on-chain. Proposal types: parameter change, treasury spend, correction reversal, software upgrade, emergency override. DAO proposals auto-execute treasury spends.

Implements: Article VI Section 2 — "Governance decisions are binding and automatically enforced."

Technical Architecture (Article VII)

Mobile-first. Peer-to-peer. Every phone is the network.

100% Peer-to-Peer Network

Direct — Art VII

No central servers. TCP+JSON P2P networking with mDNS discovery (local WiFi), peer exchange (internet), block sync, mempool, and gomobile bindings. 10-node testnet generator included.

  • P2P node runner with CometBFT WebSocket client
  • QR-based peer sharing for easy phone-to-phone connection
  • Auto-switch between Server/P2P/Hybrid modes
  • Step-by-step 10-phone setup guide

Implements: Article VII Section 1 — "Phase 3: Full peer-to-peer — every phone is the network."

IBC (Inter-Blockchain Communication)

Direct — Art VII

Cross-chain OTK transfers via IBC protocol. Bridge screen with real CosmosSigner.sendIbcTransfer(). Connects Open Chain to 50+ Cosmos ecosystem chains.

Implements: Article VII Section 1 — "IBC enables interoperability with 50+ existing chains."

Inclusivity & Access (Article IX)

Designed for 8 billion humans — not just the technically literate.

Simple Mode

Direct — Art IX

Icon-driven interface accessible to anyone — no text needed to understand. Large buttons, very large balance font (56pt), color-coded actions. Designed for elderly users, low-literacy users, and anyone who finds crypto intimidating.

Implements: Article IX — "Open Wallet supports Simple Mode: Accessible to anyone — icon-driven, multilingual."

10 Languages

Direct — Art IX

English, Hindi, Spanish, Chinese, Vietnamese, Arabic, Portuguese, French, Japanese, Korean — covering approximately 75% of the world's population.

Implements: Article IX Section 1 — "Multiple languages, starting with those covering 75% of the world's population."

Low Bandwidth Mode

Direct — Art IX

Auto-detects 2G/3G/4G/WiFi. On slow connections: reduces refresh intervals, skips non-essential data, caches aggressively, limits concurrent requests. Works on basic smartphones.

Implements: Article IX Section 1 — "Works on basic smartphones and low-bandwidth connections."

Accessibility Settings

Direct — Art IX

Font size (S/M/L/XL), high contrast mode, reduce motion, screen reader hints, haptic feedback. No human shall be excluded due to disability.

Implements: Article IX Section 1 — "No human shall be excluded from participation due to... disability."

Regional Milestone Definitions

Direct — Art IX

35+ milestones across 5 regions: Global (14), South Asia (Annaprashan, Mundan, Upanayana...), East Africa (Naming Ceremony, Harambee...), Europe (Parental Leave, Gymnasium...), East Asia (Doljanchi, Shichi-Go-San...), Latin America (Quinceañera, Minga...).

Implements: Article IX Section 2 — "Human development milestones may vary across cultures. The system respects this diversity."

Universal Exchange (462 Paths)

Any token to any token, any fiat to any crypto. All in-app.

182 Token-to-Token Swap Pairs

Indirect — Art VII

14 tokens × 13 destinations = 182 directed swap pairs. 5 routing strategies: direct same-chain, cross-chain via THORChain, stablecoin bridge, IBC for Cosmos, Atomic Swap fallback.

BTC → ETH BTC → SOL BTC → USDT BTC → USDC BTC → OTK BTC → ATOM BTC → WBTC BTC → DAI BTC → LINK BTC → OSMO BTC → AVAX BTC → DOT BTC → ADA ETH → BTC ETH → SOL ETH → USDT ETH → USDC ETH → OTK ETH → ATOM ETH → WBTC ETH → DAI ETH → LINK ETH → OSMO ETH → AVAX ETH → DOT ETH → ADA SOL → BTC SOL → ETH SOL → USDT SOL → USDC SOL → OTK SOL → ATOM SOL → WBTC SOL → DAI SOL → LINK SOL → OSMO SOL → AVAX SOL → DOT SOL → ADA USDT → BTC USDT → ETH USDT → SOL USDT → USDC USDT → OTK USDT → ATOM USDT → WBTC USDT → DAI USDT → LINK USDT → OSMO USDT → AVAX USDT → DOT USDT → ADA USDC → BTC USDC → ETH USDC → SOL USDC → USDT USDC → OTK USDC → ATOM USDC → WBTC USDC → DAI USDC → LINK USDC → OSMO USDC → AVAX USDC → DOT USDC → ADA OTK → BTC OTK → ETH OTK → SOL OTK → USDT OTK → USDC OTK → ATOM OTK → WBTC OTK → DAI OTK → LINK OTK → OSMO OTK → AVAX OTK → DOT OTK → ADA ATOM → BTC ATOM → ETH ATOM → SOL ATOM → USDT ATOM → USDC ATOM → OTK ATOM → WBTC ATOM → DAI ATOM → LINK ATOM → OSMO ATOM → AVAX ATOM → DOT ATOM → ADA WBTC → BTC WBTC → ETH WBTC → SOL WBTC → USDT WBTC → USDC WBTC → OTK WBTC → ATOM WBTC → DAI WBTC → LINK WBTC → OSMO WBTC → AVAX WBTC → DOT WBTC → ADA DAI → BTC DAI → ETH DAI → SOL DAI → USDT DAI → USDC DAI → OTK DAI → ATOM DAI → WBTC DAI → LINK DAI → OSMO DAI → AVAX DAI → DOT DAI → ADA LINK → BTC LINK → ETH LINK → SOL LINK → USDT LINK → USDC LINK → OTK LINK → ATOM LINK → WBTC LINK → DAI LINK → OSMO LINK → AVAX LINK → DOT LINK → ADA OSMO → BTC OSMO → ETH OSMO → SOL OSMO → USDT OSMO → USDC OSMO → OTK OSMO → ATOM OSMO → WBTC OSMO → DAI OSMO → LINK OSMO → AVAX OSMO → DOT OSMO → ADA AVAX → BTC AVAX → ETH AVAX → SOL AVAX → USDT AVAX → USDC AVAX → OTK AVAX → ATOM AVAX → WBTC AVAX → DAI AVAX → LINK AVAX → OSMO AVAX → DOT AVAX → ADA DOT → BTC DOT → ETH DOT → SOL DOT → USDT DOT → USDC DOT → OTK DOT → ATOM DOT → WBTC DOT → DAI DOT → LINK DOT → OSMO DOT → AVAX DOT → ADA ADA → BTC ADA → ETH ADA → SOL ADA → USDT ADA → USDC ADA → OTK ADA → ATOM ADA → WBTC ADA → DAI ADA → LINK ADA → OSMO ADA → AVAX ADA → DOT

280 Fiat Buy/Sell Combinations

Indirect — Art IX

10 providers × 14 tokens × 2 (buy + sell) = 280 fiat exchange paths.

Global providers: MoonPay (3.5%), Transak (2.5%), Ramp (2.0%)

Regional rails:

  • 🇮🇳 UPI (India) — INR, instant, 0% fee
  • 🇰🇪 M-Pesa (East Africa) — KES, instant, 1% fee
  • 🇺🇸 FedNow (USA) — USD, instant, 0.1% fee
  • 🇪🇺 SEPA Instant (Europe) — EUR, 10 seconds, 0.2% fee
  • 🇧🇷 PIX (Brazil) — BRL, instant, 0% fee
  • 🇸🇬 PayNow (Singapore) — SGD, instant, 0% fee
  • 🇹🇭 PromptPay (Thailand) — THB, instant, 0% fee

Supports Article IX — "No human shall be excluded due to... economic status."

DeFi Features

Decentralized finance built into Open Chain.

Staking & Rewards

Indirect — Art VII

5% base APY + channel bonus (0.1% per verified milestone) + 1% gratitude bonus. Rewards distributed in channel-specific denoms. Delegation, redelegation, unbonding with 21-day period.

DEX (AMM + Order Book)

Neutral

On-chain AMM with constant product formula. Limit orders with atomic settlement. Liquidity pools, yield farming with LP token staking.

Lending & Borrowing

Neutral

Supply assets to earn interest, borrow against collateral. Health factor monitoring, liquidation protection, insurance fund (10% of interest). 5 markets: OTK, BTC, ETH, SOL, USDT.

Escrow & Dispute Resolution

Indirect — Art V

On-chain escrow for P2P trades. Arbiter-mediated dispute resolution. Create, fund, release, or dispute — all trustless.

Token Factory

Neutral

Create custom tokens on Open Chain. Set name, symbol, decimals, initial supply. Mint additional supply, burn tokens. Denom format: factory/{creator}/{symbol}.

Social Features

Building community on-chain.

Encrypted P2P Messaging

Indirect — Art VIII

End-to-end encrypted messaging between Universal IDs using X25519 + AES-256-GCM. Each UID registers an encryption public key. Sender generates ephemeral keypair, derives shared secret via ECDH. Messages stored as encrypted ciphertexts on-chain — only the recipient can decrypt. Future: ML-KEM-768 post-quantum encryption.

Community Feed & Profile

Indirect — Art I, X

Community activity feed showing gratitude transactions, milestone achievements, governance results, new verifiers, token launches. Public profile with UID, scores, badges, staking.

Security & Safety

Security is not optional — it's the foundation.

Paper Trading (Practice Mode)

Indirect — Art IX

Mandatory practice before real money on mainnet. Traffic light system: Red (0 trades, blocked), Orange (1-2, warning), Green (3+, cleared). Protects new users from costly mistakes.

Security Audit, Multi-Sig, Spending Limits

Neutral

8-point security health check (0-100 score). M-of-N multi-signature wallets. Daily/weekly spending limits per token. Emergency wipe with triple confirmation. Cloud backup (encrypted settings, NOT keys).

Analytics & Tools

Standard wallet features that complement the ecosystem.

Portfolio Analytics, Market, Tax Calculator, Watchlist

Neutral

Diversification score, risk assessment, best/worst performers. Top 50 tokens market overview. Tax calculator (FIFO/LIFO, 7 countries). Token watchlist with custom alerts. Wallet analytics dashboard. Transaction export (CSV/JSON).

DApp Browser, NFT Gallery, Automation

Neutral

In-app WebView DApp browser with bookmarks. NFT gallery across Ethereum + Solana. Recurring payments (daily/weekly/monthly). Price-based automation rules.

Constitution Alignment Summary
Article Topic Status
Article IFoundational Principles✅ Implemented
Article IIUniversal Identity✅ Implemented
Article IIIOpen Token (OTK)✅ Implemented
Article IVThe Living Ledger✅ Implemented
Article VCorrection Mechanism✅ Implemented
Article VIGovernance✅ Implemented
Article VIITechnical Architecture✅ Implemented
Article VIIIPrivacy and Security✅ Implemented
Article IXInclusivity and Access✅ Implemented
Article XThe Vision✅ Implemented

Open Wallet v0.5.0-alpha — 370 screens, 30 OTK keepers, 68 API endpoints, 125+ commits
100% open source: github.com/bpupadhyaya/crypto
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